> ## Documentation Index
> Fetch the complete documentation index at: https://getequity.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Get Loan Configuration

> Retrieves the current loan configuration for the authenticated creditor.

```json theme={null}
{
    "status": "success",
    "message": "Loan configuration retrieved successfully",
    "data": {
        "id": "67e2f7ed702e11a6778681a3",
        "investment_categories": [
            "Bond",
            "Commercial Paper"
        ],
        "grace_period": 5,
        "grace_period_unit": "DAYS",
        "max_amount": {
            "NGN": 2000000
        },
        "creditor": {
            "id": "624598bd83067c00f691c0ca",
            "name": "Crowdfund Org"
        },
        "created_at": "2025-03-25T18:37:33.029Z",
        "updated_at": "2025-04-04T07:11:01.837Z",
        "collateral_ratio": 0.8,
        "duration": 10,
        "interest_rate": 0.3,
        "provider_url": "https://api.open-meteo.com/v1",
        "use_api": false
    }
}

```


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