> ## Documentation Index
> Fetch the complete documentation index at: https://getequity.io/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Overview

> This section provides endpoints to manage your organisation wallet and retrieve its balances.

> [!NOTE]
>
> **Direct model.** This is your organisation's own wallet — every Direct-model trade settles against it. See the [Direct integration guide](https://getequity.io/docs/api-reference/investments/direct.md). On the Managed model each member holds their own wallet: money reaches it through [Fund Invest](https://getequity.io/docs/api-reference/endpoint/Members/fund-invest.md), which funds and invests in one flow, and leaves it through [Withdraw from Member Wallet](https://getequity.io/docs/api-reference/endpoint/Members/withdraw-member-wallet.md).

**Fund Wallet**: Initiate a payment to fund your wallet, returning a virtual account or a payment link.

**Withdraw from Wallet**: Debit your organisation's currency wallet to a bank account.

**Refresh Wallet Balance**: Update the user's wallet in test mode (sandbox) balance with the latest data and tops it up if it's a test wallet.

**Get Wallet Balance**: Retrieve the current balance of the user's wallet.

**Get All Currency Wallet Balance**: Retrieve the current balance of the user's wallet in all available currency.


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