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Credit Loan Feature enables users to:

  • Use existing equity as collateral for loans
  • Borrow from verified creditors within the platform
  • Manage loan repayments

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Key Endpoints:

  • Create Loan: Initiate a new loan with matched configuration
  • Get Loans By Creditor: Monitor all loans you’ve issued
  • Get Loan Configuration: View your current loan configuration
  • Get User by ID: Retrieve user details including personal information and verification status
  • Get User Investments: Fetch user’s investment portfolio including equity, SAFE, debt, and fixed interest investments
  • Get User Tokens: Retrieve detailed information about tokens owned by the user, including their current value and investment details
  • Repay Loan: Process loan repayment by specifying the loan ID and repayment amount
  • Get Loan By ID: Fetch a loan by its id
💡 The system automatically calculates loan amounts based on collateral value and handles collateral management during repayment.