Repay Loan

Creates a new loan using specified collateral against a matched loan configuration.

PUT /api/borrower/credit/loan/{loanId}/repay

Repay Loan

cURL

curl --request PUT \
  --url https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": "<string>",
  "cancel": true
}
'

import requests

url = "https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay"

payload = {
    "amount": "<string>",
    "cancel": True
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.put(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'PUT',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({amount: '<string>', cancel: true})
};

fetch('https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "PUT",
  CURLOPT_POSTFIELDS => json_encode([
    'amount' => '<string>',
    'cancel' => true
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay"

	payload := strings.NewReader("{\n  \"amount\": \"<string>\",\n  \"cancel\": true\n}")

	req, _ := http.NewRequest("PUT", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.put("https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amount\": \"<string>\",\n  \"cancel\": true\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://ge-exchange-staging-1.herokuapp.com/v1/api/borrower/credit/loan/{loanId}/repay")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Put.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": \"<string>\",\n  \"cancel\": true\n}"

response = http.request(request)
puts response.read_body

{
    "status": "success",
    "message": "Loan repayment processed successfully",
    "data": {
        "id": "67f67f0f8b28995e47bed8db",
        "borrower": "67d3267b6b2f7dfc493db74a",
        "creditor": "624598bd83067c00f691c0ca",
        "amount": 840000,
        "currency": "NGN",
        "repayment_amount": 796000,
        "repayment_date": "Wed Jul 09 2025 15:07:06 GMT+0100 (West Africa Standard Time)",
        "interest_rate": 0.3,
        "duration": 3,
        "status": "ACTIVE",
        "grace_period": 5,
        "grace_period_unit": "DAYS",
        "reason": "Personal Use",
        "created_at": "2025-04-09T14:07:11.828Z",
        "updated_at": "2025-04-09T14:07:36.091Z",
        "collaterals": [
            {
                "name": "CredPal2",
                "token_id": "67e30ac4c6ee9dd9cc0fe0e4",
                "quantity": 0
            },
            {
                "name": "CredPal",
                "token_id": "66b3dd8b7f741f367b960f26",
                "quantity": 52.36842105263158
            }
        ]
    }
}

loanId · string · required

The id of the loan being repaid.

amount · string · required

Amount that was repaid by the customer outside the platform

cancel · boolean · required

is the loan a cancelled loan or not

{
    "status": "success",
    "message": "Loan repayment processed successfully",
    "data": {
        "id": "67f67f0f8b28995e47bed8db",
        "borrower": "67d3267b6b2f7dfc493db74a",
        "creditor": "624598bd83067c00f691c0ca",
        "amount": 840000,
        "currency": "NGN",
        "repayment_amount": 796000,
        "repayment_date": "Wed Jul 09 2025 15:07:06 GMT+0100 (West Africa Standard Time)",
        "interest_rate": 0.3,
        "duration": 3,
        "status": "ACTIVE",
        "grace_period": 5,
        "grace_period_unit": "DAYS",
        "reason": "Personal Use",
        "created_at": "2025-04-09T14:07:11.828Z",
        "updated_at": "2025-04-09T14:07:36.091Z",
        "collaterals": [
            {
                "name": "CredPal2",
                "token_id": "67e30ac4c6ee9dd9cc0fe0e4",
                "quantity": 0
            },
            {
                "name": "CredPal",
                "token_id": "66b3dd8b7f741f367b960f26",
                "quantity": 52.36842105263158
            }
        ]
    }
}